♫ Nickel and Dime

Nickel & Dime
(c) Sofia Echegaray, 2008

well if you need dough, you can get an amount

down at the pawn shop, but you’ll never get it out

it’s like a Hotel California for your bank account

and you know the grocery store don’t come around here

it’s the poor part, they only sell beer

you’re payin through the nose and you’re payin dear

cause you’re stuck right here:

Nickel and Dime, Nickel and Dime

oh, it’s profit-takin time

you’re payin more to be poor

Nickel and Dime, Nickel and Dime

life’s getting more like the Company Store

all the time

you pay sixteen times, and what do you get

another late fee and more debt

I’m payin charges on my charges on my fines

well it’s just a Poor Tax that’s what it is

they call it something new

when they pretend they ain’t screwin you

but someone’s getting rich offa this

and that somebody ain’t you…


and how you gonna pay the rent?

when you’re payin the pawn shop…two hundred forty per cent?

and every penny goes to feed The Beast

writin six six six on your checks next week

they used to have a word for it

they used to have a law for it

but that’s a thing of the past, don’t know where it went to

if you find it, look around for your government, too

now you’re payin late, cause they changed your due date

now look out! here comes your new interest rate

but it’s not your fate to always toe the line

they don’t want you free, that’s their plan

why you think people always callin them “the Man” –

but we can break these chains, yes we can

Nickel and Dime, Nickel and Dime

no more profit-takin time

I’m getting sick and tired

of being Nickel and Dimed

we can break these chains that bind

free ourselves this time

use our mind to break free this time

from the Nickel and Dime.


Vocals: Sofía Echegaray

Guitar: Carolyn Wonderland

Harmony Vocals: Shelley King

Bass: Glenn Fukunaga

Percussion /  Producer: Paul Pearcy

Vocal Coach: Mady Kaye

Engineering: East Side Flash at Flashpoint Recording Studio

Patron / Executive Producer: Eileen O’Grady


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